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Find FHA Loan Specialists Near You in Petaluma, CA

Compare fha loan specialists in Petaluma. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Petaluma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Petaluma, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
eMortgages.com
407 Kentucky St, Petaluma, CA 94952
7072352812
Preferred Rate - Martin Yataco
755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954
4153289968
Blayney L. White - CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
4155097788
Kristy Dark - PrimeLending NMLS #508424
1301 Redwood Way #230, Petaluma, CA 94954
7074862470
Dan Ancheta
1318 Redwood Way #220, Petaluma, CA 94954
7074905997
Jeremy Forcier at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7077818903
The Regan Team Home Loan Group
775 Baywood Dr #308, Petaluma, CA 94954
7075088473
W Mortgage Group
11 5th St, Petaluma, CA 94952
7077108252
America's Home Loans - Petaluma CA
11 Petaluma Blvd N Suite 206, Petaluma, CA 94952
7077637900
George Adair at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7075838101
Reliant Mortgage Group - Juan Rivera
11 Petaluma Blvd N #207, Petaluma, CA 94952
4157980320
Joshua Gordon at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7072717769
Connie Madrid - Loan Officer - NMLS #282974
755 Baywood Dr Ste 204, Petaluma, CA 94954
7077650629
Sequence Mortgage
1318 Redwood Way #220, Petaluma, CA 94954
7074905997
Jon Bridge at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7077818921
Roger Farah at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7073221100
Michael Cadet | CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
7079810524
MortgageOne
140 2nd St Ste. 318, Petaluma, CA 94952
7073319900
CrossCountry Mortgage, LLC
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954
4157177155

FHA loan specialists in Petaluma California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires FHA loans to meet specific property standards and borrower eligibility rules set by the Department of Housing and Urban Development. Working with a local specialist can simplify the process for Petaluma residents seeking a home in Sonoma County.

What Does a FHA Loan Specialist in Petaluma Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 3,000 to 6,000 dollars but vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Petaluma California in 2025?
For Sonoma County the FHA loan limit for a single-family home is 1,209,750 dollars in 2025. This limit applies to Petaluma and is set by HUD based on median home prices in the area.
What credit score do I need for an FHA loan in Petaluma?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. California lenders may have their own overlays so check with a specialist.
How long does FHA loan approval take in California?
FHA loan approval typically takes 30 to 45 days from application to closing in California. Delays can occur if the property needs repairs or if additional documentation is required. A local specialist can help you prepare documents to speed up the process.