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Find FHA Loan Specialists Near You in Palo Alto, CA
Compare fha loan specialists in Palo Alto. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point
444 High St, Palo Alto, CA 94301
8887646823
Angela Hao - 633477 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6508850096
Julie Fukuhara - 237892 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6503227277
Jeff Ling Real Estate
1017 Fulton St, Palo Alto, CA 94301
4088776639
Tyler C Finley - Chase Home Lending Advisor - NMLS ID 1107079
300 Hamilton Ave, Palo Alto, CA 94301
6507661080
Christopher Harris - 236028 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502698187
Yenny Jiang
301 University Ave, Palo Alto, CA 94301
6503041008
Creighton Galloway - Chase Home Lending Advisor - NMLS ID 282680
300 Hamilton Ave, Palo Alto, CA 94301
4084104422
Bill Prainito - 285940 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6504647813
Chase Home Lending
2846 Middlefield Rd, Palo Alto, CA 94306
4153091120
Jeffrey Alan Klein - 306326 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502693689
Kimberly Chen - 1870139 - Wells Fargo Home Mortgage
Serving Palo Alto And Surrounding Areas, Palo Alto, CA 94301
4083917029
An FHA loan specialist in Palo Alto can help you navigate the Federal Housing Administration loan process. California law requires lenders to provide specific disclosures under the California Residential Mortgage Lending Act. Palo Alto home buyers often use FHA loans for lower down payments and flexible credit requirements.
What Does a FHA Loan Specialist in Palo Alto Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Appraisal fees in Palo Alto average $500 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Palo Alto?
An FHA loan specialist guides you through FHA loan applications, credit checks, and property appraisals. They ensure your loan meets HUD guidelines and California state lending laws.
What are the FHA loan limits for Palo Alto in 2025?
For 2025, the FHA loan limit for a single-family home in Santa Clara County including Palo Alto is $1,209,750. Higher limits apply for multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.