Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Palmdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
6619493388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
6616414966
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
6619020275
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6616741065
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
6612373725
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
6612645885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
6619496681
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6612190689
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
6617133460
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
6617133460
Corey Jones-Reynolds
1008 W Ave M-4 suite h, Palmdale, CA 93551
6612107454
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
8776607833
New American Funding - Anali Gonzalez
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
3107756376
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
6614037000
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
6617269000
Sun West Mortgage Company, Inc.
1061 W Ave M-14 Suites B & C, Palmdale, CA 93551
8449786937
MMC LENDING
1008 W Ave M-4 suite h, Palmdale, CA 93551
6619492002
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
6619988755
Vince Cardona - CMG Home Loans Branch Manager Mortgage Loan Officer NMLS# 351363
39409 10th St W Suite B, Palmdale, CA 93551
6614354424
What Does a FHA Loan Specialist in Palmdale Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 1.5 percent of the loan amount. Third party costs such as appraisal title and escrow fees range from 3,000 to 6,000 dollars. The upfront mortgage insurance premium is 1.75 percent of the loan amount. These costs vary by lender and specific loan scenario. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Palmdale?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
Are there California specific limits for FHA loan amounts in Palmdale?
Yes FHA loan limits vary by county. For Los Angeles County which includes Palmdale the 2024 ceiling for a single family home is 1,149,825 dollars. This limit is set by the Federal Housing Administration and adjusted annually.
What is the California law regarding mortgage insurance for FHA loans?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums vary based on loan term and down payment. California does not have additional state specific mortgage insurance rules beyond federal requirements.