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Looking for a fha loan specialist in Oxnard? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 fha loan specialists in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Salazar - GEM Mortgage
2775 N Ventura Rd #102, Oxnard, CA 93036
8053123964
Nations Lending - Oxnard, CA Branch - NMLS: 1285985
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8442459529
Linda+Chad Gold Coast Team
1000 Town Center Dr #520, Oxnard, CA 93036
8052088951
Smart Home Mortgage - Larry Reyes
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
8054157631
Jonathan Sandoval - The Sandoval Group PB: The Money Store
2775 N Ventura Rd Suite 211 Second Floor, Oxnard, CA 93036
8057541921
DeeDee Furagganan Homeplus Mortgage
1000 Town Center Dr #300, Oxnard, CA 93036
8058442449
Dignified Home Loans
2751 Park View Ct Suite 231, Oxnard, CA 93036
8058900792
Financial Home Associates
1000 Town Center Dr Suite 525, Oxnard, CA 93036
8054025302
Smart Home Mortgage - Staci Aguiar
300 E Esplanade Dr #105, Oxnard, CA 93036
8057972523
Winston Blauser - Smart Home Mortgage
300 E Esplanade Dr #105, Oxnard, CA 93036
8057603896
Marcos Galaviz - Option Funding Inc
1000 Town Center Dr #135, Oxnard, CA 93036
8052767380
Loan Warehouse
183 Montgomery Ave, Oxnard, CA 93036
8337115626
Claudia Sandoval - The Money Store
500 E Esplanade Dr Suite 104, Oxnard, CA 93036
8057667160
Armando Perez - Nations Lending
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8054020337
Oscar Aviles
300 E Esplanade Dr 9th floor, Oxnard, CA 93036
8057944925
Bert Herrera Mortgage Loan Officer NMLS 1405008
500 E Esplanade Dr Suite 104, Oxnard, CA 93036
8053404964
loanDepot
2901 N Ventura Rd Ste 185, Oxnard, CA 93036
8053947200
An FHA loan specialist in Oxnard, California helps homebuyers navigate government-backed mortgage options. These loans are popular in Ventura County due to lower down payment requirements and flexible credit guidelines. California law requires all FHA loan specialists to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Oxnard Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Appraisal fees in Oxnard average $500 to $700. Closing costs usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oxnard do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and California state regulations. They also help buyers understand local property eligibility in Oxnard.
What are the FHA loan limits for Oxnard California?
For 2024, FHA loan limits in Ventura County are higher than standard limits due to high home prices. The floor limit is $498,257 for a single-family home, and the ceiling is $1,149,825. These limits are set by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.