ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Millbrae, CA
Compare fha loan specialists in Millbrae. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Millbrae, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Millbrae, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
6507631924
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
6502590388
Mortgage, Bank of America
555 Broadway, Millbrae, CA 94030
6506515970
Chase Home Lending
10 S El Camino Real, Millbrae, CA 94030
2703048902
Metro Mortgage
233 Magnolia Ave, Millbrae, CA 94030
6502453380
An FHA loan specialist in Millbrae California can guide you through the process of obtaining a government backed mortgage. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Local specialists understand Millbrae real estate market conditions and can help you meet FHA loan limits for San Mateo County.
What Does a FHA Loan Specialist in Millbrae Cost?
FHA loan costs in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs typically range from 2 to 5 percent of the loan amount. For a $800,000 loan in Millbrae, total upfront costs might be $14,000 to $40,000. These costs vary by lender and loan specifics. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Millbrae California?
For 2024 the FHA loan limit for a single family home in San Mateo County is $1,149,825. This high limit reflects the area median home price in Millbrae. Your specialist can confirm the exact limit for your property type.
What credit score is needed for an FHA loan in California?
The minimum FHA credit score is 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have additional overlays requiring a higher score.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Millbrae who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.