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Looking for a fha loan specialist in Merced? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
2092330121
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
2092612679
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
2092769688
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
2095804464
Halo Mortgage
2750 G St Suite E-3, Merced, CA 95340
2096000510
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
2097259405
Primary Residential Mortgage, Inc.
1180 W Olive Ave STE G, Merced, CA 95348
2097259405
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
2097776955
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
2097612542
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
2096586307
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
2097779560
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
2096280378
Ernesto Cortez
3061 College Green Dr Suite B, Merced, CA 95340
2092858068
Sift Mortgage
139 W El Portal Dr STE C, Merced, CA 95348
2096007353
Jeanette Garibay - Loan Officer NMLS#1085541
53 W Alexander Ave, Merced, CA 95348
2096003773
Dennis Nightengale
512 W 18th St, Merced, CA 95340
2092612679
Hard Money Lenders Merced CA
394 E Yosemite Ave, Merced, CA 95340
2092578626
Davita Miller
1180 W Olive Ave STE G, Merced, CA 95348
2092331278
Jeff Gresham Home Loans
1635 M St Suite 104, Merced, CA 95340
2096581020
An FHA loan specialist in Merced California can help you navigate government backed mortgages for home purchases or refinancing. These loans are insured by the Federal Housing Administration and often require lower down payments and credit scores. In California, FHA loan limits for Merced County in 2025 are set at $498,257 for a single family home, so a specialist can confirm eligibility.
What Does a FHA Loan Specialist in Merced Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs usually range from 2% to 5% of the loan amount, which can be $10,000 to $25,000 on a $500,000 loan. Some costs may be rolled into the loan or paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Merced do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand FHA requirements like the 3.5% minimum down payment and mortgage insurance premiums. They also verify your income and credit meet California and federal guidelines.
What are the FHA loan limits for Merced California?
For 2025, the FHA loan limit for a single family home in Merced County is $498,257. Limits are higher for duplexes triplexes and fourplex properties. A specialist can confirm the exact limit for your specific property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.