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Find FHA Loan Specialists Near You in Lake Forest, CA
Browse fha loan specialists serving Lake Forest, California. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Lake Forest, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
theLender
25531 Commercentre Dr, Lake Forest, CA 92630
8333818733
AdvantageFirst Lending
2 S Pointe Dr Suite 200-235, Lake Forest, CA 92630
8889664892
First Rate Lending
23101 Lake Center Dr #355, Lake Forest, CA 92630
9492159400
Access Home Lending LLC
23832 Rockfield Blvd Ste 235, Lake Forest, CA 92630
8663385500
Homeland Financial Network, Inc
2 S Pointe Dr # 245, Lake Forest, CA 92630
8667845164
THM Mortgage, LLC
26632 Towne Centre Dr # 300, Lake Forest, CA 92610
9493715799
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
8444163146
Today's Home Mortgage
27 Orchard Rd #111, Lake Forest, CA 92630
8003961496
Dane Residential Mortgage
21066 Sharmila, Lake Forest, CA 92630
9495847590
onDemand Lending, inc.
26242 Dimension Dr STE 230, Lake Forest, CA 92630
8885019278
An FHA loan specialist in Lake Forest, California helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring professional standards for Lake Forest residents.
What Does a FHA Loan Specialist in Lake Forest Cost?
Typical costs for an FHA loan in Lake Forest include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, or about $8,000 to $20,000 on a $400,000 home. These costs vary based on the lender, loan size, and property specifics. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Lake Forest?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. California lenders may have overlays requiring higher scores.
What is the maximum loan limit for an FHA loan in Orange County?
For 2025, the FHA loan limit for a single-family home in Orange County, including Lake Forest, is $1,209,750. This high limit reflects the areas elevated median home prices. Limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.