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Directory of fha loan specialists in Lake Elsinore, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Lake Elsinore, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Cup Mortgage
32285 Mission Trail P5, Lake Elsinore, CA 92530
7144930860
Hii Mortgage Loans Lake Elsinore Ca
45045 Bronze Star Rd K1, Lake Elsinore, CA 92532
9514090939
Precision Loan Services
31900 Mission Trail, Lake Elsinore, CA 92530
9516740369
An FHA loan specialist in Lake Elsinore helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Lake Elsinore buyers often use FHA loans for their lower down payment options and flexible credit requirements.
What Does a FHA Loan Specialist in Lake Elsinore Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 3000 to 5000 dollars for a standard purchase. Lender fees may vary between 500 and 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Lake Elsinore?
FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards and be your primary residence. California also requires a home inspection disclosure before closing.
How do I find a licensed FHA loan specialist in Lake Elsinore?
You can search the Nationwide Multistate Licensing System database to verify a loan officer license. Many local mortgage brokers and banks in Riverside County offer FHA loans. Ask for a Loan Estimate to compare costs and terms.
What is the maximum FHA loan limit for Lake Elsinore?
For 2024 the FHA loan limit for a single-family home in Riverside County including Lake Elsinore is 530150 dollars. Higher limits apply for multi-unit properties. Limits are updated annually by the Department of Housing and Urban Development.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.