Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in La Mirada, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exceed Lending
14241 Firestone Blvd suite 400, La Mirada, CA 90638
8335678899
Mortgage Broker | Adam Lafarga | Loan Officer | Southern California | Lender
14241 Firestone Blvd Ste 100, La Mirada, CA 90638
5627776895
Alterra Home Loans
14241 Firestone Blvd Suite 205, La Mirada, CA 90638
5629262401
Landmark Home Loans Jun Kim Sr Loan Consultant
14241 Firestone Blvd Suite 210, La Mirada, CA 90638
9092925001
First Banc Home Loans
14241 E, Firestone Blvd Suite 400, La Mirada, CA 90638
8886349024
Avenue Mortgage
5539, 14241 Firestone Blvd # 110, La Mirada, CA 90638
5622299399
Chase Home Lending
15128 Rosecrans Ave, La Mirada, CA 90638
3235735745
Trt Home Loans
15744 Imperial Hwy., La Mirada, CA 90638
6268588626
Centurion Mortgage & Finance
14742 Beach Blvd #435, La Mirada, CA 90638
5625335600
What Does a FHA Loan Specialist in La Mirada Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual MIP ranging from 0.15 to 0.75 percent depending on loan term and down payment. Origination fees from lenders often range from 0.5 to 1 percent of the loan amount. Third-party costs such as appraisal, title, and escrow fees may add 3,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in La Mirada do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and California state lending regulations.
What are the FHA loan limits for La Mirada in 2025?
For 2025, FHA loan limits for Los Angeles County, which includes La Mirada, are set at a standard limit of $498,257 for a single-family home. High-cost area limits may apply up to $1,149,825 in certain parts of the county.
Do I need a specific credit score for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment, as per FHA guidelines.