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Directory of fha loan specialists in Hemet, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Hemet, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Hemet, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Academy Mortgage - Hemet
2888 E Florida Ave Suite 5, Hemet, CA 92544
9516585666
Hemet Mortgage-Larry Iest NMLS#224284
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
Hemet Mortgage
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
Guild Mortgage - Teresa Chavez Spraggs
2888 E Florida Ave Suite 5, Hemet, CA 92544
9513146160
U.S. Bank-Mortgage Loan Officer-Kimberly Voskeritchian
800 E Florida Ave, Hemet, CA 92543
9513437364
Happy Investments, Inc. Hemet CA
7210 Simpson Rd # D, Hemet, CA 92545
9514840229
David Yuhas Jr. - 692046 - Wells Fargo Home Mortgage
1100 E Florida Ave, Hemet, CA 92543
9518165886
Hard Money Lenders Hemet CA
155 Cawston Ave, Hemet, CA 92545
9514761169
All Lenders Mortgage Services
800 E Florida Ave, Hemet, CA 92543
9516520727
Hard Money Lenders Hemet CA
1600 E Florida Ave, Hemet, CA 92544
9514194140
FHA loan specialists in Hemet California assist home buyers and homeowners with FHA insured mortgages. These loans are popular in the Inland Empire due to lower down payment requirements and flexible credit guidelines. California law requires FHA lenders to follow state disclosure rules and provide a good faith estimate of closing costs.
What Does a FHA Loan Specialist in Hemet Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1 to 2 percent of the loan amount plus third party fees for appraisal, credit report, and title insurance. For a $400,000 loan total closing costs often range from $8,000 to $14,000. The upfront mortgage insurance premium is 1.75 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hemet do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre qualify for a mortgage, and submit a complete application. They guide clients through the approval process and ensure compliance with California lending laws.
What are the FHA loan limits for Hemet California?
For 2024 the FHA loan limit for a single family home in Riverside County is $530,150 for low cost areas and up to $1,089,300 for high cost areas. A specialist can confirm the exact limit for your property.
Do I need a certain credit score for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.