Compare FHA Loan Specialists in Fountain Valley, CA
Browse fha loan specialists serving Fountain Valley, California. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 7 fha loan specialists in Fountain Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Fountain Valley Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1% of the loan amount, plus appraisal fees ranging from $500 to $700. Closing costs for an FHA loan in Fountain Valley usually total 3% to 5% of the purchase price, including the upfront mortgage insurance premium of 1.75% of the loan amount. Monthly mortgage insurance premiums are also required for most FHA loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Fountain Valley?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA-insured loans. In Fountain Valley, they assist with pre-approval, document collection, and understanding California-specific loan limits and property requirements.
What are the FHA loan limits for Fountain Valley in 2024?
For 2024, the standard FHA loan limit for Orange County, which includes Fountain Valley, is $1,149,825 for a single-family home. High-cost area limits may apply if the property is in a designated high-cost zone, but Fountain Valley typically falls under the standard limit.
Do I need a special license to be an FHA loan specialist in California?
Yes, FHA loan specialists in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education courses on California mortgage law and FHA regulations.