An FHA loan specialist in Fillmore, California can help you navigate the process of obtaining a government-backed mortgage. Fillmore is part of Ventura County, where FHA loan limits for 2024 are set at $498,257 for a single-family home. Specialists can guide you through California-specific requirements, such as the states strict foreclosure timeline and the need for a valid California drivers license or ID.
What Does a FHA Loan Specialist in Fillmore Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55% to 1.05%. Lender fees may range from $500 to $1,500, and appraisal costs average $500 to $700. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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