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Find FHA Loan Specialists Near You in Cupertino, CA
Compare fha loan specialists in Cupertino. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 fha loan specialists in Cupertino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Max Bottaro Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
6507935147
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
Kimmie Vo - Chase Home Lending Advisor - NMLS ID 407542
20573 Stevens Creek Blvd, Cupertino, CA 95014
4086217151
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
General Mortgage Capital Corporation Lee Chieng Mortgage Advisor
10991 N De Anza Blvd A, Cupertino, CA 95014
8337600828
Angela Zhao Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
4086559357
Michael Colo Mortgage Group - Silicon Valley Loan Officer
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
6502483491
Left & Right Consulting Inc
20111 Stevens Creek Blvd STE 215, Cupertino, CA 95014
6502299286
Sylvia Nanez at Prosperity Home Mortgage - Cupertino
10275 N De Anza Blvd, Cupertino, CA 95014
8772751762
Kathy Dominguez - Mortgage Broker
1601 S De Anza Blvd #260b, Cupertino, CA 95014
4087688889
PNC Mortgage
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
4085721316
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
Sue Baker-Dirickson at Guaranteed Rate Affinity (NMLS #281021)
19330 Stevens Creek Blvd, Cupertino, CA 95014
4088618866
Christopher Yu-U.S. Bank Mortgage
10381 S De Anza Blvd, Cupertino, CA 95014
6509463158
An FHA loan specialist in Cupertino helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in California due to lower down payment requirements and flexible credit guidelines. Cupertino residents often use FHA loans to purchase homes in high cost areas like Santa Clara County.
What Does a FHA Loan Specialist in Cupertino Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. In Cupertino these costs can be higher due to local fees and taxes. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Cupertino?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan requirements. They help with credit qualification, property appraisal, and closing. In California FHA loans require a minimum 3.5 percent down payment.
What are FHA loan limits for Cupertino California?
For 2024 the FHA loan limit for a single family home in Santa Clara County is 1,149,825 dollars. This high limit reflects the high cost of housing in Cupertino. Borrowers can use this limit for purchase or refinance.
How long does an FHA loan take to close in California?
A typical FHA loan in California closes in 30 to 45 days. Delays can occur if the property needs repairs or if appraisal issues arise. California law requires specific disclosures that add time to the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.