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Browse fha loan specialists serving Covina, California. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Covina, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Covina, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VirtuaLending
1161 Park View Dr Suite 210, Covina, CA 91724
3236938064
Ernesto Garcia - Elite Fundings
550 E Badillo St, Covina, CA 91724
6268337449
Jorge Alba Team
1161 Park View Dr Suite 210, Covina, CA 91724
9097574396
Myrna Quintana - Royal Homes & Loans
973 E Badillo St suite b, Covina, CA 91724
9096347519
Pacific Loanworks, Inc - Hard Money Lender
461 Grand Ave, Covina, CA 91724
8775737334
Citrus Group Home Loans
1074 Park View Dr #105, Covina, CA 91724
6266997466
C & S California Capital
640 S Barranca Ave, Covina, CA 91723
6266531800
Futura Financial - Reverse Mortgages
750 Terrado Plaza Suite 16, Covina, CA 91723
6264421888
Action One Financial Corporation
800 S Barranca Ave # 210, Covina, CA 91723
6265984640
FHA loan specialists in Covina, California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are insured by the Federal Housing Administration and follow California-specific guidelines, such as conforming to the state's high-cost area loan limits. Covina residents often seek FHA specialists to navigate local property appraisal rules and California's strict disclosure laws.
What Does a FHA Loan Specialist in Covina Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Covina usually range from 2% to 5% of the purchase price, covering appraisal, title insurance, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Covina do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand California-specific requirements, such as minimum property standards and the state's cap on seller concessions. They also ensure your loan meets FHA limits for Los Angeles County.
What are the FHA loan limits for Covina California?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Covina, is $1,209,750 for high-cost areas. This limit applies to FHA forward loans and is adjusted annually by the Department of Housing and Urban Development.
How long does it take to get an FHA loan in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards, which are strictly enforced in California. A specialist can help expedite the process by preparing documents in advance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.