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Compare FHA Loan Specialists in City of Atwater, CA
Browse fha loan specialists serving City of Atwater, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
City of Atwater, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in City of Atwater, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JGO Mortgage Inc - Juan Ochoa
2675 Alabama St, City of Atwater, CA 95301
2096097467
Home Loan with Cindy
2554 Alabama St, City of Atwater, CA 95301
2098124768
JC Mortgage
4350 W Ave Two, City of Atwater, CA 95816
9166003123
Christina Regert: Primerica - Financial Services
530 E Bellevue Rd STE A, City of Atwater, CA 95301
2096783714
FHA loan specialists in City of Atwater, California help homebuyers secure government-backed loans with lower down payments and flexible credit requirements. California law requires FHA lenders to follow state-specific disclosure rules and escrow procedures. Specialists in Atwater can guide you through the process for single-family homes or condos within Merced County.
What Does a FHA Loan Specialist in City of Atwater Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent of the loan balance. Closing costs in Atwater range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and origination fees of 1 percent. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Atwater, California?
For 2025, the FHA loan limit for a single-family home in Merced County, including Atwater, is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific credit score for an FHA loan in California?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. With a score between 500 and 579, you may need a 10 percent down payment. California lenders may have their own overlays, so check with a specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.