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Browse fha loan specialists serving Chula Vista, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Chula Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Chula Vista, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andre Enriques Mortgage Banker - VA Loan Expert
891 Kuhn Dr #204, Chula Vista, CA 91914
6192086499
The Alfonso Delgadillo Lending Team
1061 Tierra Del Rey STE 302, Chula Vista, CA 91910
6198694053
Patriot Home Loans
823 Anchorage Pl, Chula Vista, CA 91914
6195503600
Mortgage Heroes
873 Anchorage Pl, Chula Vista, CA 91914
6199347775
Mortgage Experts
637 Third Ave Suite D, Chula Vista, CA 91910
6196261970
David Matranga - Mortgage By Matranga
690 Otay Lakes Rd #230, Chula Vista, CA 91910
6195602255
Celina Tominna | Mortgage Loan Officer
2326 Proctor Valley Rd Ste. C-102, Chula Vista, CA 91914
6199875007
Team DPA at Western Capital Mortgage
2088 Otay Lakes Rd Suite 201, Chula Vista, CA 91915
6199944202
Guild Mortgage - Lily Navarro
2060 Otay Lakes Rd #250, Chula Vista, CA 91913
5629649609
Mirna Rios Home Loans, Powered by All In Lending
2434 Fenton St, Chula Vista, CA 91914
6197267348
Quicker Loans
2578 Waterline Way, Chula Vista, CA 91914
6193953015
Hayley Shams - Mortgage Consultant
860 Kuhn Dr # 106, Chula Vista, CA 91914
7608227385
MR MORTGAGE CORPORATION
1061 Tierra Del Rey, Chula Vista, CA 91910
6198667084
The LoanFather - Steven Tavera
2434 Fenton St Ste 300, Chula Vista, CA 91914
6196322190
Super Lender
802 Starboard St, Chula Vista, CA 91914
6192793897
Guild Mortgage - Bianca Jimenez
2060 Otay Lakes Rd #250, Chula Vista, CA 91913
6197619585
Jeremiah Andujo, Mortgage Lender
2434 Fenton St Ste 300, Chula Vista, CA 91914
6194102626
Brenda Herrera Mortgage Loan Officer, NMLS #2015854
2434 Fenton St Ste 300, Chula Vista, CA 91914
7576049339
Brandon Martinez 24/7
2536 Catamaran Way, Chula Vista, CA 91914
6196093517
Executive Home Loans
2240 Otay Lakes Rd STE 306, Chula Vista, CA 91915
6192507062
An FHA loan specialist in Chula Vista helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in California due to lower down payment requirements and flexible credit standards. Chula Vista home buyers can benefit from local specialists who understand San Diego County property values and California specific escrow and tax rules.
What Does a FHA Loan Specialist in Chula Vista Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount plus third party fees for appraisal title and escrow. For a 500,000 dollar loan total closing costs often range from 10,000 to 15,000 dollars. California also requires a home inspection and termite report. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Chula Vista California?
For 2025 the FHA loan limit for a single family home in San Diego County including Chula Vista is 1,209,750 dollars. This high limit reflects the areas elevated home prices and allows more buyers to use FHA financing.
What credit score is needed for an FHA loan in Chula Vista?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. With a score between 500 and 579 a 10 percent down payment is needed. California lenders may have their own overlays so check with a specialist.
Do FHA loans in California require mortgage insurance?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount plus an annual premium paid monthly. In California this annual premium typically ranges from 0.45 to 1.05 percent depending on loan term and down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.