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Directory of fha loan specialists in Chico, California. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
8102751714
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
6197936994
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
5305708560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
5305148421
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
5302954617
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
5304404342
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
5304870126
An FHA loan specialist in Chico California helps borrowers qualify for mortgages insured by the Federal Housing Administration. These loans are popular in Butte County due to lower down payment requirements and flexible credit standards. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Chico Cost?
Typical costs for an FHA loan in California include the upfront MIP of 1.75 percent of the loan amount and annual MIP ranging from 0.15 to 0.75 percent. Closing costs in Butte County generally range from 3 to 6 percent of the purchase price. Lender fees and appraisal costs vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Chico California in 2025?
For 2025 the FHA loan limit for a single-family home in Butte County is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.