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Compare fha loan specialists in Carlsbad. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 fha loan specialists in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageOne, Inc.
2714 Loker Ave W #300, Carlsbad, CA 92010
7606076006
DG Funding
1932 Kellogg Ave, Carlsbad, CA 92008
8773282285
Bluefire Mortgage Group
2121 Palomar Airport Rd Suite 150, Carlsbad, CA 92011
7609300569
PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8002773423
Mutual of Omaha Mortgage
2888 Loker Ave E Suite 320, Carlsbad, CA 92010
7604925650
RealMortgage
2173 Salk Ave Suite 250, Carlsbad, CA 92008
8884438902
America One Mortgage Group
1902 Wright Pl #200, Carlsbad, CA 92008
8889425626
Mission Pacific Mortgage
2888 Loker Ave E Suite 110, Carlsbad, CA 92010
7604384111
Scott Swartz @ Loan Advisor Group
2011 Palomar Airport Rd, Carlsbad, CA 92011
8583428898
Dan Chapman
1265 Carlsbad Village Dr #200, Carlsbad, CA 92008
7604540914
Katie Burciaga PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
7147461002
Josh Jelsing at PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8584429667
Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)
505 Oak Ave Suite A, Carlsbad, CA 92008
7606440279
Lineage Lending
1902 Wright Pl #200, Carlsbad, CA 92008
8582320592
Russell J. Cox - Mortgage Max
1015 Chestnut Ave, Carlsbad, CA 92008
7605472080
Robert Ianniciello | Barrett Financial Group, L.L.C.
3207 Grey Hawk Ct # 110, Carlsbad, CA 92010
7602717550
Premier Home Mortgage of California
1902 Wright Pl 2nd Floor, Carlsbad, CA 92008
7604549302
Great Rate Home Loans
5810 El Camino Real Ste D, Carlsbad, CA 92008
6198713948
An FHA loan specialist in Carlsbad California helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in San Diego County due to lower down payment requirements and flexible credit guidelines. California law requires all FHA loan specialists to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Carlsbad Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal and title fees range from 2000 to 5000 dollars. California recording fees and transfer taxes may add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Carlsbad?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have additional overlays requiring higher scores.
Are FHA loan limits higher in Carlsbad California?
Yes FHA loan limits for San Diego County including Carlsbad are higher than the national baseline. For 2025 the ceiling for a single family home is over one million dollars. These limits are adjusted annually based on local median home prices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.