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Compare VA Loan Specialists in Richmond, KY

Directory of va loan specialists in Richmond, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.

13 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 13 va loan specialists in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
8599775236
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593251917
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
8596250770
World Finance
312 Jason Dr STE 11, Richmond, KY 40475
8596232887
OneMain Financial
843 Eastern Bypass B, Richmond, KY 40475
8596235924
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
8593530935
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
8594751323
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
8596241678
U.S. Bank: Derek R. Shaffer
200 E Main St, Richmond, KY 40475
8596244934
Central Kentucky Ag Credit
1000 Ival James Blvd, Richmond, KY 40475
8596231624
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593640002
Sarah Bird-U.S. Bank Mortgage
200 E Main St, Richmond, KY 40475
8596551440
US Bank Mortgage
200 E Main St, Richmond, KY 40475
8008722657

VA loan specialists in Richmond Kentucky help veterans and active duty service members secure home financing with no down payment. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand the Richmond housing market and can guide you through the VA funding fee and certificate of eligibility process.

What Does a VA Loan Specialist in Richmond Cost?

VA loan specialist fees in Kentucky typically range from 1 to 3 percent of the loan amount. Some specialists charge a flat fee between 500 and 1500 dollars. Closing costs in Richmond average 3000 to 6000 dollars but can vary based on the loan size and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Richmond do?
A VA loan specialist helps veterans complete the loan application and gather required documents like the Certificate of Eligibility. They also explain Kentucky specific property requirements and coordinate with local appraisers and title companies.
Do I need a Kentucky license for VA loan help?
Yes. In Kentucky all mortgage loan originators must hold a valid license from the Kentucky Department of Financial Institutions. You can verify a specialist license online through the Nationwide Multistate Licensing System.