Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 5 va loan specialists in Cold Spring, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prost Mortgage Group
4135 Alexandria Pike SUITE 105, Cold Spring, KY 41076
8597951316
OneMain Financial
26 Martha Layne Collins Blvd, Cold Spring, KY 41076
8597819944
Brian Schalk Mortgage Loan Officer
4135 Alexandria Pike SUITE 105, Cold Spring, KY 41076
8593094900
US Bank Mortgage
3600 Alexandria Pike, Cold Spring, KY 41076
8008722657
US Bank Mortgage
5400 Alexandria Pike, Cold Spring, KY 41076
8594484400
What Does a VA Loan Specialist in Cold Spring Cost?
Typical costs for a VA loan specialist in Kentucky include an origination fee of 1% to 2% of the loan amount, plus appraisal fees around $500 to $700. Closing costs in Campbell County average 2% to 5% of the purchase price. Some fees may be waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Cold Spring?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, lender selection, and understanding Kentucky-specific closing requirements.
Do I need a Kentucky VA loan specialist for a home in Cold Spring?
While not required, a Kentucky-based specialist understands local appraisal rules and Campbell County tax laws. They can also help with Kentucky's homestead exemption for disabled veterans.
What documents are needed for a VA loan in Kentucky?
You need your DD Form 214, Certificate of Eligibility, proof of income, and credit history. Kentucky may require additional disclosures about property taxes and insurance.