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Find VA Loan Specialists Near You in Frankfort, KY

Directory of va loan specialists in Frankfort, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 14 va loan specialists in Frankfort, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stockton Mortgage | Corporate | Frankfort, KY | NMLS# 8259
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022271100
LendNation
934 Louisville Rd Ste D, Frankfort, KY 40601
5026969280
Kentucky Housing Corporation
1231 Louisville Rd, Frankfort, KY 40601
5025647630
World Finance
949 Louisville Rd Ste A, Frankfort, KY 40601
5022279227
Stockton Mortgage Frankfort | NMLS #8259
305 Leonardwood Dr Suite 3, Frankfort, KY 40601
5022271100
USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Emmett Exum Jr, Mortgage Banker, NMLS #14331
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022983527
Belinda Bay, Mortgage Loan Originator, NMLS #50602
305 Leonardwood Dr #3A, Frankfort, KY 40601
5028030470
Sandy Smith-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
8598931444
Ky Department of Veterans Affairs
1111 Louisville Rd # B, Frankfort, KY 40601
5025649203
Ed Locke-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Republic State Mortgage
750 E Main St, Frankfort, KY 40601
5027449890
Central Kentucky Ag Credit
1120 Old US Highway 127 Road, Frankfort, KY 40601
5028750863
Mortgage Loans - Frankfort
114 Portsmouth Ln, Frankfort, KY 40601
8443841714

VA loan specialists in Frankfort, Kentucky help veterans and active duty service members secure home financing with favorable terms. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand the unique housing market in Franklin County and can guide you through the VA loan process from pre-approval to closing.

What Does a VA Loan Specialist in Frankfort Cost?

VA loan specialists in Frankfort typically charge origination fees between 0.5% and 1% of the loan amount. Other costs include appraisal fees of $400 to $700, title insurance, and recording fees. Kentucky caps certain closing costs and requires lenders to provide a Loan Estimate within three days. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Frankfort?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families obtain VA-backed home loans. In Frankfort, they assist with eligibility verification, certificate of eligibility requests, and navigating Kentucky-specific property requirements.
What documents do I need for a VA loan in Kentucky?
You typically need your Certificate of Eligibility, proof of income, bank statements, tax returns, and a valid ID. Kentucky also requires a property appraisal and a termite inspection for most homes. Your specialist will provide a complete checklist.