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Compare VA Loan Specialists in Bardstown, KY

Browse va loan specialists serving Bardstown, Kentucky. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Bardstown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 12 va loan specialists in Bardstown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
106 W John Rowan Blvd Ste D, Bardstown, KY 40004
5023503884
Advance America
106 Kentucky Home Square, Bardstown, KY 40004
5023503310
Eagle Finance
207 Culpepper St, Bardstown, KY 40004
5023509222
Mariner Finance
1000 E John Rowan Blvd STE 106, Bardstown, KY 40004
5023493288
JPMortgage/Bardstown Branch
1002 Granite Dr # 7, Bardstown, KY 40004
5024156911
Sarah Hardin, Mortgage Loan Officer at JPMortgage Company (Bardstown branch)
1002 Granite Dr # 7, Bardstown, KY 40004
5023737339
Old Kentucky Home Federal Credit Union
1008 Templin Ave, Bardstown, KY 40004
5023488130
South Central Bank Loan Production Office
209 W Stephen Foster Ave, Bardstown, KY 40004
5023506725
Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5028274126
Amanda Bringhurst - WesBanco MLO
401 E John Rowan Blvd, Bardstown, KY 40004
5027079906
Kevin Greenwell Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022334988
Andrew Hogan Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022499933

A VA loan specialist in Bardstown, Kentucky can assist veterans and active duty service members with obtaining a home loan backed by the U.S. Department of Veterans Affairs. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Bardstown offers a range of historic homes and new construction, and a local specialist can help navigate county-specific property valuation and appraisal processes.

What Does a VA Loan Specialist in Bardstown Cost?

Typical costs for a VA loan specialist in Kentucky include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. These fees usually range from $500 to $1,500 depending on the property and lender. The VA funding fee for first-time use is 2.15 percent of the loan amount for regular military and 2.4 percent for Reserve and National Guard, though some borrowers may be exempt. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan and who is eligible in Bardstown Kentucky?
A VA loan is a mortgage option for eligible veterans, active duty service members, and surviving spouses. Eligibility is determined by the VA based on length of service and duty status. In Kentucky, you must also meet standard credit and income requirements set by the lender.
Do I need a Kentucky-specific license to be a VA loan specialist in Bardstown?
Yes, all mortgage loan originators in Kentucky must hold a valid license from the Kentucky Department of Financial Institutions. This includes VA loan specialists. You can verify a specialist license through the Nationwide Multistate Licensing System.
What are the property requirements for a VA loan in Nelson County Kentucky?
The property must meet the VA minimum property requirements, which include safety, sanitation, and structural integrity. In Nelson County, the home must also pass a local appraisal. Kentucky law does not impose additional state-specific property conditions beyond VA standards.