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Find VA Loan Specialists Near You in Georgetown, KY

Directory of va loan specialists in Georgetown, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Georgetown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 va loan specialists in Georgetown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
1002 S Broadway St #3, Georgetown, KY 40324
5023166001
Advance America
104 Lawson Dr #104, Georgetown, KY 40324
5025702810
Heights Finance
102 Finley Dr #105, Georgetown, KY 40324
5025700301
Just 4 You Home Loans - Scott Porter
110 E Main St #73, Georgetown, KY 40324
8596999500
Stockton Mortgage NMLS# 8259
701 S Broadway St, Georgetown, KY 40324
5028633626
World Finance
118 Marketplace Cir STE E, Georgetown, KY 40324
5028630299
OneMain Financial
105 Lawson Dr #2, Georgetown, KY 40324
5028630190
Derek Howard - Bank of England Mortgage - NMLS 1442642
137 E Main St, Georgetown, KY 40324
8599482018
Peoples Exchange Bank
923 S Broadway St, Georgetown, KY 40324
5028688860
Chris LeMaster, Mortgage Lender with Stock Yards Bank & Trust
260 Blossom Park Dr, Georgetown, KY 40324
5025574053
Alex Davenport
923 S Broadway St, Georgetown, KY 40324
5028688860

VA loan specialists in Georgetown, Kentucky help eligible veterans, active duty service members, and surviving spouses obtain home loans with no down payment and competitive interest rates. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand the Georgetown real estate market and can guide you through the VA appraisal process required for Scott County properties.

What Does a VA Loan Specialist in Georgetown Cost?

VA loan specialist fees in Kentucky typically range from 1 to 3 percent of the loan amount, though some lenders charge a flat fee of 1,000 to 3,000 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserves or National Guard. Closing costs in Georgetown average 3,000 to 5,000 dollars but vary by property price and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Georgetown Kentucky?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families navigate the VA home loan program. They assist with certificate of eligibility, lender requirements, and closing procedures specific to Kentucky.
Do I need a Kentucky specific VA loan specialist?
Yes, because Kentucky has unique property tax exemptions for disabled veterans and specific state laws regarding VA funding fees. A local specialist understands Scott County appraisal guidelines and Kentucky closing costs.