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Compare Reverse Mortgage Specialists in Hayden, ID
Compare reverse mortgage specialists in Hayden. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Hayden, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 reverse mortgage specialists in Hayden, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Reverse Mortgage
9040 Hess St, Hayden, ID 83835
2087626887
Jason Kelly at CrossCountry Mortgage
8596 N Wayne Dr Unit A8, Hayden, ID 83835
2086766367
Wasatch Finance
2959 E Hayden Lake Rd, Hayden, ID 83835
9289272824
STCU: Hayden Home Loan Center
255 Hayden Ave, Hayden, ID 83835
2086194000
A reverse mortgage specialist in Hayden, Idaho helps homeowners aged 62 and older convert part of their home equity into cash. Idaho law requires that borrowers receive counseling from a HUD-approved agency before closing. Specialists guide you through the process, ensuring you understand the terms and your obligations under Idaho state regulations.
What Does a Reverse Mortgage Specialist in Hayden Cost?
Typical costs for a reverse mortgage specialist in Idaho include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,000 to 6,000 dollars. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hayden Idaho?
You must be at least 62 years old. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Does Idaho require counseling before getting a reverse mortgage?
Yes. Idaho follows federal rules that require a counseling session with a HUD-approved counselor. This session must occur before you can apply for the loan.
Can I lose my home with a reverse mortgage in Idaho?
Yes. You can lose your home if you fail to pay property taxes or homeowners insurance, or if you stop living in the home as your primary residence. Idaho law does not change these federal requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.