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Compare Reverse Mortgage Specialists in Kuna, ID

Compare reverse mortgage specialists in Kuna. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Kuna, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 2 reverse mortgage specialists in Kuna, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Brady Gormley
866 E Pascua Dr, Kuna, ID 83634
2089493863
US Bank Mortgage
485 W Main St, Kuna, ID 83634
2089224141

Reverse mortgage specialists in Kuna Idaho help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage. Idaho law requires borrowers to complete HUD-approved counseling before a reverse mortgage can be finalized. Local specialists guide Kuna residents through the process and explain how property taxes and insurance requirements apply in Ada County.

What Does a Reverse Mortgage Specialist in Kuna Cost?

Typical costs for a reverse mortgage specialist in Idaho include an origination fee of up to 2 percent of the home value, an upfront mortgage insurance premium of 2 percent of the appraised value, and appraisal fees ranging from 400 to 700 dollars. Third-party costs like title insurance and recording fees add 500 to 1500 dollars. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Kuna Idaho?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for a Home Equity Conversion Mortgage. They explain loan terms, costs, and Idaho-specific requirements like mandatory counseling. They do not provide financial advice but can outline how the loan works.
What are the age requirements for a reverse mortgage in Idaho?
Borrowers must be at least 62 years old to qualify for a reverse mortgage in Idaho. All homeowners listed on the title must meet this age requirement. The loan is based on the youngest borrower age.