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Find Reverse Mortgage Specialists Near You in Garden City, ID
Browse reverse mortgage specialists serving Garden City, Idaho. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Garden City, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 reverse mortgage specialists in Garden City, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diversified Mortgage Group
7977 W Marigold St, Garden City, ID 83714
2088537878
Fairway Home Mortgage : Crystal Howard
9233 W State St Suite 1, Garden City, ID 83714
2089918869
US Bank Mortgage
Garden City, ID 83714
8008722657
Home Loans of Idaho
3724 N Plantation River Dr #102, Garden City, ID 83703
2082977444
A reverse mortgage specialist in Garden City Idaho helps homeowners aged 62 and older convert home equity into tax free funds. Idaho law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Garden City residents can use these funds for home repairs medical expenses or daily living costs while retaining home ownership.
What Does a Reverse Mortgage Specialist in Garden City Cost?
Typical costs for a reverse mortgage in Idaho include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party fees for appraisal title and recording. Total closing costs usually range from 8000 to 15000 dollars. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Garden City Idaho?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement. Idaho law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Idaho?
Yes Idaho requires all borrowers to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
What property types qualify for a reverse mortgage in Garden City?
Single family homes FHA approved condos and manufactured homes that meet HUD standards qualify. The property must be the borrowers primary residence. Idaho does not have special property restrictions beyond federal requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.