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Browse reverse mortgage specialists serving Meridian, Idaho. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Meridian, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 20 reverse mortgage specialists in Meridian, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Mortgage Resources
3363 E Presidential Dr #200, Meridian, ID 83642
2086290606
1st Choice Mortgage Company, LLC
3023 E Copper Point Dr #101, Meridian, ID 83642
2083755626
Guild Mortgage Company
2775 W Navigator Dr Suite 230, Meridian, ID 83642
2088889394
Eric Leigh, Mortgage Lender NMLS #65666
2006 S Eagle Rd, Meridian, ID 83642
2088800316
Mike Morrison
2965 E Tarpon Dr Suite 180 & 120, Meridian, ID 83642
2089551262
Summit Funding, Inc.
851 N Hickory Ave Suite 100, Meridian, ID 83642
2086293395
Mark Onnen
2524 N Stokesberry Pl, Meridian, ID 83646
2087243035
Harrison George
2524 N Stokesberry Pl, Meridian, ID 83646
2084724604
Corey Newell - Evergreen Home Loans NMLS 24591
Veranda Plaza, 1800 S Bonito Way #230, Meridian, ID 83642
2085711892
Boise Reverse Mortgage
2304 E Chemise Dr, Meridian, ID 83646
2087942830
Jason Ames
2524 N Stokesberry Pl, Meridian, ID 83646
2088694222
Amy Lind - Supreme Lending
3540 E Longwing Ln Ste. 215, Meridian, ID 83646
2088590796
Todd Shreeve, Movement Mortgage
2965 E Tarpon Dr Suite 190, Meridian, ID 83642
2085703040
Toni Wood
2965 E Tarpon Dr Suites 180 & 120, Meridian, ID 83642
2088505421
Clear Home Loans - Dona Jeka, Certified Mortgage Advisor NMLS #13100
3023 E Copper Point Dr Suite #109, Meridian, ID 83642
2087943371
Sean Loveland | Castle & Cooke Mortgage, LLC
660 E Franklin Rd Suite 170, Meridian, ID 83642
2084477205
Idaho Mortgage Source
2318 S Eagle Rd, Meridian, ID 83642
2087415626
Julie Gould at Rate (NMLS #75134)
2006 S Eagle Rd, Meridian, ID 83642
2084884289
Curtis Mangus | Premier Mortgage Resources
3363 E Presidential Dr #100, Meridian, ID 83642
2089086844
Jarrod Fassio Mortgage Broker
1120 S Rackham Way Suite 300 Space #54, Meridian, ID 83642
2082476483
Reverse mortgage specialists in Meridian, Idaho help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Idaho follows federal HECM guidelines, and specialists can explain how these loans affect property taxes, inheritance, and Medicaid eligibility. Local specialists understand Meridian real estate trends and can guide you through mandatory counseling requirements.
What Does a Reverse Mortgage Specialist in Meridian Cost?
Typical costs for a reverse mortgage in Idaho include an origination fee of up to 2% of the home value (capped at $6,000), an upfront mortgage insurance premium of 2% of the appraised value, and appraisal fees of $400 to $800. Third-party costs such as title insurance, recording fees, and credit report fees add $500 to $1,500. Annual mortgage insurance premiums are 0.5% of the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Meridian?
A reverse mortgage specialist is a licensed professional who helps seniors in Meridian understand and apply for HECM loans. They explain loan terms, costs, and Idaho-specific rules, such as how the loan affects property tax deferral programs.
Are reverse mortgages regulated differently in Idaho?
Idaho follows federal HECM regulations but also requires lenders to provide a list of HUD-approved counseling agencies. Borrowers must complete counseling before applying. Idaho does not have additional state-specific reverse mortgage laws beyond federal rules.
How does a reverse mortgage affect my heirs in Idaho?
In Idaho, heirs can repay the loan by selling the home or refinancing. If the loan balance exceeds the home value, heirs are not personally liable for the difference due to FHA insurance. They have 30 days after the loan becomes due to decide.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.