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Find Reverse Mortgage Specialists Near You in Blackfoot, ID
Looking for a reverse mortgage specialist in Blackfoot? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Blackfoot, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 8 reverse mortgage specialists in Blackfoot, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Westmark Credit Union
575 Jensen Grove Dr, Blackfoot, ID 83221
2087850404
World Finance
144 West Bridge St, Blackfoot, ID 83221
2087851671
D.L. Evans Bank
1200 Parkway Dr, Blackfoot, ID 83221
2087857565
Security Finance
1181 Parkway Dr, Blackfoot, ID 83221
2087854800
Taylor Ball American Family Insurance
1250 West Bridge St STE C, Blackfoot, ID 83221
2087821083
Elevated Financial of Blackfoot
1010 West Bridge St #H, Blackfoot, ID 83221
2087856663
Pioneer Title Co
50 N Ash St, Blackfoot, ID 83221
2086907113
Homestead Financial - Raymond James
167 West Bridge St, Blackfoot, ID 83221
2087857171
A reverse mortgage specialist in Blackfoot Idaho helps homeowners aged 62 and older convert home equity into tax-free funds. Idaho law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Blackfoot guide clients through the process and explain how a reverse mortgage affects Idaho homestead exemptions and estate planning.
What Does a Reverse Mortgage Specialist in Blackfoot Cost?
Typical costs for a reverse mortgage in Idaho include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 10,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Blackfoot Idaho?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan, though non-borrowing spouses have certain protections under federal rules.
Do I need to own my home free and clear to get a reverse mortgage in Idaho?
No, you can have an existing mortgage. The reverse mortgage must pay off any current liens first. The home must be your primary residence and meet FHA property standards.
How does a reverse mortgage affect Idaho property taxes?
You must continue to pay property taxes and homeowners insurance. Idaho offers a property tax reduction program for seniors, but a reverse mortgage does not change your tax liability. Failure to pay taxes can lead to foreclosure.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.