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Directory of mortgage lenders in Poulsbo, Washington. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Poulsbo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 13 mortgage lenders in Poulsbo, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Poulsbo NMLS 1138139
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3606973444
New American Funding - Poulsbo, WA
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Nick Jeatran - New American Funding
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Stacey Urner | New American Funding Loan Officer
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
2535149185
The Mason Group Loans
19089 Jensen Way NE, Poulsbo, WA 98370
3607317979
New American Funding - Sunshine Golden
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604344808
New American Funding - Steve Ellingson
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604424048
New American Funding - Tom Clifford
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3602713678
New American Funding - Priscilla Murray
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3602718708
Tracy Bell at Priority Home Lending, LLC NMLS# 1092025
19723 10th Ave NE Suite 200, Poulsbo, WA 98370
3607191805
George Hanson Evergreen Home Loans Sr Mortgage Consultant NMLS #109103
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3609303377
Chase Mortgage
20350 Little Valley Rd NE, Poulsbo, WA 98370
3607793951
New American Funding - Brent Miller
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3602035888
Poulsbo Washington home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Washington state law requires lenders to be licensed through the Department of Financial Institutions. Many Poulsbo lenders offer conventional FHA and VA loans to meet different borrower needs.
What Does a Mortgage Lender in Poulsbo Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars and title insurance costs around 1500 to 2500 dollars. Closing costs in Washington average 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Poulsbo Washington?
You typically need pay stubs tax returns bank statements and a photo ID. Washington lenders also require proof of homeowners insurance and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Washington state?
A standard mortgage process in Washington usually takes 30 to 45 days from application to closing. Washington law requires a three day rescission period for refinances but not for purchase loans. Delays can happen if the appraisal or title work takes longer.
Are there Washington specific mortgage programs for first time home buyers?
Yes the Washington State Housing Finance Commission offers the Home Advantage program with down payment assistance. This program is available for buyers in Poulsbo and Kitsap County. Borrowers must meet income limits and complete a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.