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Mortgage Lenders in Burlington, WA

Directory of mortgage lenders in Burlington, Washington. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Burlington, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage lenders in Burlington, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sam Borthwick- USA Mortgage
770 S Burlington Blvd, Burlington, WA 98233
2068534447
OneMain Financial
740 S Burlington Blvd, Burlington, WA 98233
3607578964
Cody Ellison - Banner Bank Residential Loan Officer
301 E Fairhaven Ave, Burlington, WA 98233
3603915577
Private Lending Investments, Inc.
120 E George Hopper Rd Suite 200, Burlington, WA 98233
3607572462
Sara Hembree - Columbia Bank Home Lending
723 Haggen Dr, Burlington, WA 98233
3607089697
Hometown Mortgage Corporation NW NMLS#61453
275 W Rio Vista Ave #4, Burlington, WA 98233
3607571898

Burlington Washington residents have access to mortgage lenders who can help with home purchase loans and refinancing. Washington state law requires lenders to be licensed and follow specific disclosure rules. Local lenders understand the Skagit County real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Burlington Cost?

Typical mortgage lender costs in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Burlington?
You typically need pay stubs, tax returns, bank statements, and photo identification. Washington lenders also require a credit check and property appraisal. Specific requirements vary by loan type and lender.
How long does the mortgage process take in Washington?
The mortgage process in Washington usually takes 30 to 45 days from application to closing. This timeline can vary based on loan complexity and appraisal scheduling. Washington state law requires a three day rescission period for refinances.
What is a typical down payment for a home in Burlington?
Down payments can range from 3 percent for FHA loans to 20 percent for conventional loans. Washington offers first time home buyer programs with lower down payment options. Your lender can discuss specific programs for Skagit County.