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Looking for a mortgage lender in Bonney Lake? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Bonney Lake, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 7 mortgage lenders in Bonney Lake, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation Bonney Lake
The Market at Lake Tapps, 19321 WA-410 E, Bonney Lake, WA 98391
2533053010
Jeremy Baxter Mortgage Team
21006 WA-410, Bonney Lake, WA 98391
9287063134
Chase Mortgage
21003 WA-410, Bonney Lake, WA 98391
2538919223
Mortgage lenders in Bonney Lake Washington help homebuyers and homeowners secure financing for residential properties. Washington state law requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Local lenders understand the Bonney Lake real estate market and can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Bonney Lake Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 500 to 700 dollars and title insurance averaging 1500 to 2500 dollars. Third-party costs such as credit report fees and recording fees add 50 to 200 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bonney Lake?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Washington lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Washington state?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three business day right of rescission for refinances but not for purchase loans.
Are there specific down payment assistance programs for Bonney Lake buyers?
Yes Washington State Housing Finance Commission offers programs like the Home Advantage and House Key programs. These provide down payment and closing cost assistance for eligible first-time and repeat buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.