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Mortgage Lenders in Centralia, WA

Browse mortgage lenders serving Centralia, Washington. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Centralia, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage lenders in Centralia, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding, Inc.
1616 S Gold St Suite 6, Centralia, WA 98531
3603304037
Guild Mortgage Company
601 W Main St, Centralia, WA 98531
3603304464
Guild Mortgage - Travis Wentworth
601 W Main St, Centralia, WA 98531
3603304464
Mortgage One Northwest, Inc
1112 View Ave, Centralia, WA 98531
3606695458
Andy Millet - Mortgage One Northwest - NMLS#2602671
1112 View Ave Office A, Centralia, WA 98531
3605202696
Evergreen Home Loans Centralia NMLS 2365716
417 W Main St B, Centralia, WA 98531
3605065411

Mortgage lenders in Centralia Washington help homebuyers and homeowners secure financing for property purchases and refinancing. Washington state requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local lenders understand the Centralia real estate market and can guide you through conventional FHA VA and USDA loan options.

What Does a Mortgage Lender in Centralia Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees around 500 to 700 dollars and title insurance ranging from 1500 to 3000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Centralia?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Self-employed borrowers may also need profit and loss statements for the past two years.
How long does the mortgage process take in Washington?
The typical mortgage process in Washington takes 30 to 45 days from application to closing. This timeline can vary based on loan type property appraisal and your financial situation.