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Compare mortgage lenders in Bainbridge Island. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Bainbridge Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 11 mortgage lenders in Bainbridge Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bainbridge Lending Group LLC - NMLS #42059
345 Knechtel Way NE #200th, Bainbridge Island, WA 98110
187 Parfitt Way SW Suite #G110, Bainbridge Island, WA 98110
3606209825
Dee Pajak | Fairway Independent Mortgage Corporation Senior Loan Officer
187 Parfitt Way SW Suite G110A, Bainbridge Island, WA 98110
6787994167
Port Madison Mortgage, LLC
403 Madison Ave N Suite #240, Bainbridge Island, WA 98110
2062287189
Evergreen Home Loans Bainbridge Island NMLS 2718062
100 Ravine Ln NE 2nd Floor, Suite 212, Bainbridge Island, WA 98110
2063470179
WaFd Bank
208 High School Rd NE, Bainbridge Island, WA 98110
2067806683
Ryan Maxwell
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2066539573
First Fed - Bainbridge Island Branch
323 High School Rd NE #7, Bainbridge Island, WA 98110
8008001577
Shellane Adams - CMG Home Loans
403 Madison Ave N, Bainbridge Island, WA 98110
4253644508
Thad Kerkhoff - CMG Home Loans
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2062862800
Chase Home Lending
231 Winslow Way E, Bainbridge Island, WA 98110
2068422683
Mortgage lenders on Bainbridge Island help residents purchase homes and refinance existing loans. Washington State requires lenders to be licensed under the Consumer Loan Act. Local lenders understand the unique ferry commute and high property values common to Bainbridge Island.
What Does a Mortgage Lender in Bainbridge Island Cost?
Typical mortgage lender costs in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $500 to $700, and title insurance averaging $1,500 to $2,500. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Washington?
You typically need pay stubs, tax returns, bank statements, and photo ID. Washington lenders also require a signed loan application and property appraisal.
How long does a mortgage approval take on Bainbridge Island?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three day rescission period for refinances after closing.
Are there first time home buyer programs in Washington?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credits. Bainbridge Island buyers may also qualify for local programs through Kitsap County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.