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Compare Mortgage Lenders in Bellingham, WA

Compare mortgage lenders in Bellingham. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage lenders in Bellingham, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3605357954
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3606859433
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
3606769600
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3609275897
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
2069620818
Alpine Mortgage
215 W Holly St g18, Bellingham, WA 98225
3603004225
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
3602231443
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
3606376495
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3602240841
Guild Mortgage Company
2031 Grant St, Bellingham, WA 98225
3607468328
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
5094298833
Savi, Powered by Harborstone Credit Union
1910 Broadway, Bellingham, WA 98225
3606850080
Amy Baker - Caliber Home Loans (formerly US Bank Home Loans)
121 W Holly St, Bellingham, WA 98225
3603056196
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603896605
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3609207840
Marcie Connell - Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603191105
Luke Kaemingk Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3602233339
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
3603187685
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3604414178
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3603252915

Mortgage lenders in Bellingham Washington help home buyers and homeowners secure financing for residential properties. Washington state requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Local lenders understand Whatcom County market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Bellingham Cost?

Typical mortgage lender costs in Washington include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees around $500 to $700, and title insurance ranging from $1,500 to $3,000. Third party costs such as credit report fees and recording fees add several hundred dollars. These costs vary by loan size and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Washington?
Mortgage lenders in Washington must hold a state license from the Department of Financial Institutions. They also need to register with the Nationwide Multistate Licensing System. This ensures they meet state requirements for consumer protection.
How long does a mortgage loan typically take to close in Bellingham?
A standard mortgage loan in Washington usually closes in 30 to 45 days. Delays can happen if appraisals or title work take longer. Your lender will provide a timeline based on your specific loan type.
What documents do I need to apply for a mortgage in Washington?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Washington lenders also require a signed purchase agreement if you are buying a home. Self-employed borrowers may need additional profit and loss statements.