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Mortgage Lenders in Kirkland, WA

Looking for a mortgage lender in Kirkland? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage lenders in Kirkland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
2066732121
Kevin M. Pennington, Licensed Mortgage Broker
821 Kirkland Ave Suite 100, Kirkland, WA 98033
4258947852
Leah Zamir at OriginPoint (NMLS #830846)
4040 Lake Washington Blvd NE Suite 301, Kirkland, WA 98033
9169103813
Dan Chapman - Fairway Home Mortgage Corporation
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
4255033209
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
4255765462
Alex Louie at Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
2066189288
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
2064095273
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
4259477800
Popach Lending
5209 Lake Washington Blvd NE #105, Kirkland, WA 98033
4255222412
Ric Harter-Loan Originator
516 6th St South, Kirkland, WA 98033
4255072856
Barry Friedman Loans
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
2064623470
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
2064011878
Taras Duhnevich, Home Loan Mortgage Advisor
1524 Market St Suite 103, Kirkland, WA 98033
2066943380
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
4256593388
Tina Mitchell - Loan Originator
516 6th St South, Kirkland, WA 98033
4256470205
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
2067551697
TriStar Finance, Inc. I HOME LOANS I MORTGAGE COMPANY
10510 Northup Way # 115, Kirkland, WA 98033
8889099024
Home Loans by Carrie Haines
11255 Kirkland Way Suite 110, Kirkland, WA 98033
4255011714
Karen Carlton NMLS #218971 Movement Mortgage
11255 Kirkland Way Suite 110, Kirkland, WA 98033
4259229647
Josh King | Loan Officer | Movement Mortgage | NMLS 1940214
11255 Kirkland Way Suite 110, Kirkland, WA 98033
2063994088

Mortgage lenders in Kirkland Washington help homebuyers and homeowners secure financing for residential properties. Washington state requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Local lenders understand the Kirkland real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Kirkland Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kirkland?
You typically need pay stubs, tax returns, bank statements, and identification. Washington lenders also require a signed loan application and disclosure forms. The exact list depends on your loan type and employment situation.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period for most refinances. Delays can happen if appraisals or title work take longer than expected.
Are there special mortgage programs for Washington homebuyers?
Yes, the Washington State Housing Finance Commission offers down payment assistance and first-time homebuyer programs. These programs have income limits and require homebuyer education. Local lenders in Kirkland can help you check your eligibility.