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Compare fha loan specialists in Morgantown. Review contact information and insurance categorys before you decide.
20 agents listed
Updated June 2026
Morgantown, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 20 fha loan specialists in Morgantown, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Barnum - MVB Mortgage/Intercoastal Mortgage, LLC
What Does a FHA Loan Specialist in Morgantown Cost?
Typical costs for FHA loan services in West Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal fees in Morgantown average $500 to $700. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in West Virginia?
FHA loans in West Virginia require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards.
How do I find a licensed FHA loan specialist in Morgantown?
You can search for a licensed FHA loan specialist through the NMLS Consumer Access website. Morgantown specialists must hold a valid West Virginia mortgage loan originator license. Ask for proof of licensure before starting the application process.
What is the maximum FHA loan limit for Monongalia County?
For 2024, the FHA loan limit for a single-family home in Monongalia County is $498,257. This amount is based on the county median home price and is subject to annual adjustment by the Department of Housing and Urban Development.
FHA Loan Specialists in Other West Virginia Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of West Virginia.