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Compare fha loan specialists in Beckley. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Beckley, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 13 fha loan specialists in Beckley, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kimberly Turnes
3049 Robert C Byrd Dr Suites 210, 220, 230, Beckley, WV 25801
Jeremy Edward Ayers - Truist Mortgage Loan Officer
3849 Robert C Byrd Dr, Beckley, WV 25801
3042373750
Chase Mortgage
500-600 Neville St, Beckley, WV 25801
3042562273
An FHA loan specialist in Beckley, West Virginia helps borrowers secure government-backed mortgages with lower down payments. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Beckley understand local property values and can guide you through the FHA appraisal process for homes in Raleigh County.
What Does a FHA Loan Specialist in Beckley Cost?
Typical costs for FHA loan specialist services in West Virginia include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Beckley usually total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Beckley?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit and income to determine eligibility. They also explain West Virginia specific requirements like property flood zone checks in Beckley.
What are the FHA loan limits for Beckley West Virginia?
For 2024, the FHA loan limit for a single family home in Raleigh County is $498,257. This limit applies to most areas in Beckley. Higher limits may apply for multi unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.