Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 16 fha loan specialists in Martinsburg, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Martinsburg, WV
300 Foxcroft Ave Ste 305, Martinsburg, WV 25401
3043625250
PrimeLending, A PlainsCapital Company - Martinsburg, WV
253-1 Aikens Center, Martinsburg, WV 25404
3042609152
The Burke Team - American Pacific Mortgage
55 Meridian Pkwy #101, Martinsburg, WV 25404
3042631000
loanDepot
1314 Edwin Miller Blvd Ste 208, Martinsburg, WV 25404
3048706000
Team Quintez with PrimeLending
253-1 Aikens Center, Martinsburg, WV 25404
3048207630
The Mortgage Center / MortgageFinancing.com
115 Aikens Center ste 20-b, Martinsburg, WV 25404
3042679040
Lendmark Financial Services LLC
796 Foxcroft Ave Suite 105, Martinsburg, WV 25401
3042672058
Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3045962432
The Byron Reed Team - Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3043776467
Dave Mellott at CrossCountry Mortgage
126 E Burke St, Martinsburg, WV 25401
3042837282
PRMG (Paramount Residential Mortgage Group Inc)
764 Foxcroft Ave, Martinsburg, WV 25401
3049247091
Team Clark at AP Mortgage
55 Meridian Pkwy #101, Martinsburg, WV 25404
2408188226
Quintez McDonald -Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3048207630
Mark Conley- Smart Choice Group by Supreme Lending
1008 Winchester Ave, Martinsburg, WV 25401
3049959113
Peter Corum at CrossCountry Mortgage, LLC
1314 Edwin Miller Blvd Suite 200, Office 2, Martinsburg, WV 25404
3042832467
Kendell Burke - Homespire Mortgage
1008 Winchester Ave, Martinsburg, WV 25401
3048868821
What Does a FHA Loan Specialist in Martinsburg Cost?
Typical costs for an FHA loan specialist in West Virginia include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Martinsburg West Virginia?
For 2024, the FHA loan limit for a single family home in Berkeley County is $498,257. This limit applies to most areas in the Eastern Panhandle region.
What credit score is needed for an FHA loan in West Virginia?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept a score as low as 500 with a 10 percent down payment.
Are there West Virginia specific rules for FHA loans?
West Virginia law requires FHA loan specialists to hold a state mortgage broker license. The state also has specific property condition standards for FHA appraisals, especially for older homes in Martinsburg.