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Compare FHA Loan Specialists in Barboursville, WV

Looking for a fha loan specialist in Barboursville? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Barboursville, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 3 fha loan specialists in Barboursville, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
3020 Champion Dr, Barboursville, WV 25504
3047369581
Stockton Mortgage, NMLS #8259
6421 U.S. Route 60 E, Barboursville, WV 25504
3044162058
Gateway Mortgage Group
5869 Davis Creek Rd ste b, Barboursville, WV 25504
3044009711

What Does a FHA Loan Specialist in Barboursville Cost?

Typical costs for FHA loan specialist services in West Virginia include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Barboursville usually cost between 400 and 700 dollars. Closing costs vary but often total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in West Virginia?
FHA loans in West Virginia require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent. The property must meet FHA appraisal standards, which are enforced by HUD-approved appraisers in the state.
How do I find a licensed FHA loan specialist in Barboursville?
You can search the Nationwide Multistate Licensing System database for licensed mortgage loan originators in West Virginia. Look for specialists who list FHA loans as a service. Many local banks and credit unions in Barboursville offer FHA products.
Are there West Virginia specific rules for FHA loans?
West Virginia follows federal FHA guidelines but also requires all mortgage originators to complete continuing education each year. The state does not have its own down payment assistance program, but local housing authorities may offer grants. FHA loans in WV also require a home inspection for lead-based paint in homes built before 1978.