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Compare fha loan specialists in Bluefield. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Bluefield, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 3 fha loan specialists in Bluefield, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Burke & Herbert Bank
525 Federal St, Bluefield, WV 24701
3043243232
Investment Planning Advisors
3008 E Cumberland Rd, Bluefield, WV 24701
3043270401
First Community Wealth Management
211 Federal St, Bluefield, WV 24701
3043257334
FHA loan specialists in Bluefield, West Virginia help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique housing market in Mercer County and can guide you through FHA loan limits specific to the area.
What Does a FHA Loan Specialist in Bluefield Cost?
Typical costs for an FHA loan specialist in West Virginia include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Bluefield generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bluefield, West Virginia?
For 2025, the FHA loan limit for a single-family home in Mercer County is $498,257. This amount is the standard floor limit for most areas in West Virginia. Higher limits may apply for multi-unit properties.
What credit score do I need for an FHA loan in West Virginia?
You can qualify for an FHA loan with a credit score as low as 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but need a 10 percent down payment. Each lender may have additional requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.