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Find FHA Loan Specialists Near You in White House, TN

Browse fha loan specialists serving White House, Tennessee. Contact information and addresses listed below.

3 agents listed
Updated May 2026
White House, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 fha loan specialists in White House, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry Scheel - Mortgage Loan Officer
127 Raymond Hirsch Pkwy Suite C, White House, TN 37188
6155847757
Aspire Lending - Tennessee
147 Raymond Hirsch Pkwy, White House, TN 37188
6156728700
Donnie Eden- Mortgage Loan Officer - Prosperity Mortgage
147A Raymond Hirsch Pkwy, White House, TN 37188
6156728700

An FHA loan specialist in White House, Tennessee can help you navigate the Federal Housing Administration loan process. These loans are popular in Tennessee due to lower down payment requirements and flexible credit guidelines. Working with a local specialist ensures you understand Tennessee specific property regulations and closing procedures.

What Does a FHA Loan Specialist in White House Cost?

Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual MIP of 0.45% to 1.05%. Closing costs in White House generally range from 2% to 5% of the purchase price. Appraisal fees are around $500 to $700. These costs vary by lender and loan specifics. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for White House Tennessee?
For 2024, the FHA loan limit for a single family home in Robertson County, where White House is located, is $498,257. This limit applies to standard FHA loans and may vary for high cost areas.
What credit score do I need for an FHA loan in Tennessee?
The minimum FHA credit score requirement is 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put 10% down. Tennessee lenders may have additional overlays.
Are there Tennessee specific requirements for FHA loans?
Tennessee requires all FHA loans to include a property inspection for termites and other wood destroying organisms. The state also has specific escrow and tax proration rules that your specialist will handle.