Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 fha loan specialists in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
4238059100
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4235658830
Summit Funding, Inc.
6148 Lee Hwy # 100, Chattanooga, TN 37421
4234173211
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
4236240448
Christina Lane
1830 Washington St, Chattanooga, TN 37408
4236184867
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
8657120352
The Gabe Whitmer Team, FirstBank Mortgage, NMLS# 1427791
201 W Main St #105, Chattanooga, TN 37408
4233082207
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
4235919801
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
4234143390
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
4238005232
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
4237603861
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
4233208208
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
4238992887
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
4235049962
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
4235049962
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
4237084108
Fairway Independent Mortgage Corp. of Chattanooga
1800 Rossville Ave #108, Chattanooga, TN 37408
4237085285
Mortgage South
6576 E Brainerd Rd, Chattanooga, TN 37421
4236243878
Tina Christein - Churchill Mortgage, NMLS 152960
2115 Stein Dr Suite 217, Chattanooga, TN 37421
4238994460
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4239918004
What Does a FHA Loan Specialist in Chattanooga Cost?
Typical costs for an FHA loan specialist in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Chattanooga usually range from 2 to 5 percent of the purchase price. These costs vary by lender loan amount and borrower credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Chattanooga?
An FHA loan specialist guides you through the FHA loan application process in Chattanooga. They help you determine eligibility gather required documents and connect you with approved lenders. They also explain how local property values and Tennessee lending laws affect your loan.
What are the FHA loan requirements in Tennessee?
FHA loans in Tennessee require a minimum down payment of 3.5 percent for credit scores of 580 or higher. Borrowers must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount. Tennessee does not have state-specific FHA requirements but local income limits may apply.