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Browse fha loan specialists serving Columbia, Tennessee. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Columbia, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 14 fha loan specialists in Columbia, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
615 N James Campbell Blvd, Columbia, TN 38401
9314880458
1st Franklin Financial
2120 Brookmeade Dr F, Columbia, TN 38401
9314909252
State Finance of Columbia
1907 Carmack Blvd A, Columbia, TN 38401
9313882468
Advance Financial
2304 Carmack Blvd, Columbia, TN 38401
9312872234
Security Finance
1907 Carmack Blvd Suite E, Columbia, TN 38401
9313881244
Regional Finance
1159 Trotwood Ave Suite D, Columbia, TN 38401
9315482045
Teresa Cepicky, FirstBank Mortgage, NMLS# 1460595
18 Public Square, Columbia, TN 38401
6154352262
Kelly Taylor Mortgage Group
2509 Cayer Ln suite b, Columbia, TN 38401
9316288602
Kelley Mortgage LLC
105 E James Campbell Blvd # 2, Columbia, TN 38401
9314460909
Todd Kabel, FirstBank Mortgage, NMLS# 628403
18 Public Square, Columbia, TN 38401
6153643065
Heights Finance
208 W 5th St B, Columbia, TN 38401
9313815371
FirstBank Mortgage
18 Public Square, Columbia, TN 38401
8002006462
Farm Credit Mid-America
1630 Nashville Hwy, Columbia, TN 38401
9313882591
US Bank Mortgage
400 Westover Dr, Columbia, TN 38401
8008722657
What Does a FHA Loan Specialist in Columbia Cost?
Typical costs for an FHA loan in Columbia Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price, including origination fees, appraisal fees around $500 to $700, and title insurance. Tennessee does not have a state income tax, but property taxes and recording fees apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Columbia Tennessee?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Some lenders in Tennessee may accept scores as low as 500 with a 10 percent down payment. Your FHA loan specialist in Columbia can review your specific situation.
Are there Tennessee-specific FHA loan limits for Columbia?
Yes. FHA loan limits for Maury County in 2025 are set by HUD and are based on median home prices. For a single-family home the limit is typically around $498,257. Your specialist can confirm the current limit for your desired property type.
How long does the FHA loan process take in Tennessee?
The typical FHA loan process in Columbia takes 30 to 45 days from application to closing. Tennessee law requires a three-day right of rescission period after signing loan documents. Delays can occur if the FHA appraisal reveals needed repairs or if additional documentation is required.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.