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Looking for a fha loan specialist in Cleveland? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 17 fha loan specialists in Cleveland, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
2524 Keith St NW #1, Cleveland, TN 37312
4233390400
World Finance
566 Paul Huff Pkwy NW, Cleveland, TN 37312
4234796883
1st Franklin Financial
865 Keith St NW, Cleveland, TN 37311
4234794138
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
4233398086
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
4236145626
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
4232756050
Cleveland Finance
430 Inman St W, Cleveland, TN 37311
4234723314
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
8883977644
Superior Financial Services
163 Stuart Rd NE, Cleveland, TN 37312
4234731552
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
4238059098
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
4234217900
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
4234788444
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
4236160413
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
4234783115
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
4234795503
Covenant Mortgage LLC
2155 Keith St NW, Cleveland, TN 37311
4235598300
Mark Gravelle - Regions Mortgage Loan Officer
178 Paul Huff Pkwy NW, Cleveland, TN 37312
4237160371
An FHA loan specialist in Cleveland Tennessee helps homebuyers secure government backed mortgages with lower down payments. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local specialists understand Bradley County property values and can guide you through the FHA appraisal process specific to this area.
What Does a FHA Loan Specialist in Cleveland Cost?
Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Cleveland usually range from 2 percent to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Cleveland Tennessee?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards and be your primary residence. Tennessee does not have state specific FHA rules beyond federal guidelines.
How do I find a licensed FHA loan specialist in Cleveland?
You can verify a loan specialists license through the Nationwide Multistate Licensing System NMLS. Tennessee requires all mortgage originators to hold an active license. Local banks and credit unions in Cleveland often employ FHA certified specialists.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.