Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 fha loan specialists in Cookeville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
586 S Jefferson Ave H, Cookeville, TN 38501
9313728011
Mariner Finance
921 S Willow Ave Ste. E, Cookeville, TN 38501
9318541173
Citizens Savings & Loan
380 S Lowe Ave, Cookeville, TN 38501
9315252547
Union Home Mortgage
38 W Broad St, Cookeville, TN 38501
9314888861
1st Franklin Financial
124 S Willow Ave, Cookeville, TN 38501
9315263240
Patty Seagrave - NMLS# 466336 | Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
9315263374
Jeff Harrison - Success Mortgage Partners, Inc.
116 Locust Ave, Cookeville, TN 38501
9313788612
Marc Anglin, NEXA Mortgage LLC, NMLS# 2104561
339 Cora Rd, Cookeville, TN 38501
9166777645
Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
9315263374
Clint Porter - Success Mortgage
117 S Jefferson Ave, Cookeville, TN 38501
8653352651
FirstBank Mortgage
749 S Willow Ave, Cookeville, TN 38501
8002006462
Mortgage Investors Group
116 Locust Ave Suite C, Cookeville, TN 38501
9315269496
Brandon Parrish, FirstBank Mortgage, NMLS# 869942
749 S Willow Ave, Cookeville, TN 38501
9313496384
Jeff Tramel, Mortgage broker
130 Allison Way, Cookeville, TN 38501
6157850011
Guaranty Mortgage Services LLC - Arthur Beck
710 S Jefferson Ave, Cookeville, TN 38501
9315105074
Impact Mortgage, LLC
20 W Broad St, Cookeville, TN 38501
9317542288
Guaranty Mortgage Services
312 E Broad St, Cookeville, TN 38501
9315269942
Farm Credit Mid-America
1285 S Walnut Ave, Cookeville, TN 38501
9315266136
Jan Hale - Regions Mortgage Loan Officer
10 W Broad St, Cookeville, TN 38501
6156802061
Guaranty Mortgage Services, LLC
710 S Jefferson Ave, Cookeville, TN 38501
8449351220
What Does a FHA Loan Specialist in Cookeville Cost?
Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Cookeville generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans in the area are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Cookeville Tennessee?
FHA loans require a minimum down payment of 3.5 percent of the purchase price and a credit score of at least 580. Borrowers must also have a valid social security number and a debt to income ratio below 43 percent. The property must meet FHA minimum property standards and be located in Cookeville Tennessee.
How do I find a licensed FHA loan specialist in Cookeville?
You can search for licensed mortgage loan originators through the Nationwide Multistate Licensing System website. In Tennessee all loan officers must hold a valid license and complete continuing education each year. Local banks and credit unions in Cookeville often employ FHA specialists familiar with the area.
What is the FHA loan limit for Cookeville Tennessee in 2025?
For 2025 the FHA loan limit for a single family home in Putnam County Tennessee is $498,257. This limit applies to most areas in Tennessee and is adjusted annually based on median home prices. Higher limits may apply for duplexes triplexes and fourplex properties.