FHA Loan Specialists in Jackson, TN
Looking for a fha loan specialist in Jackson? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 fha loan specialists in Jackson, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Jackson Cost?
Typical costs for an FHA loan specialist in Tennessee include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and annual mortgage insurance premiums (MIP) ranging from 0.15 to 0.75 percent. Lender origination fees usually fall between 1 and 2 percent of the loan amount. Third-party costs such as appraisal and title fees can add $1,500 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jackson Tennessee?
For 2025 the FHA loan limit for a single-family home in Madison County is $498,257. This limit applies to most standard FHA purchase loans and may be higher for duplexes or triplexes.
Do I need a specific credit score for an FHA loan in Tennessee?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
What Tennessee-specific rules apply to FHA loans?
Tennessee requires all FHA loan originators to hold an active NMLS license. The state also mandates a 60-day right to cure period for borrowers facing foreclosure on FHA loans. Local property taxes and insurance must be escrowed as part of the loan.