Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 20 fha loan specialists in Las Cruces, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Price Mortgage Las Cruces - NMLS #1429043 Home Loans
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Waterstone Mortgage Corporation
4440 Sonoma Ranch Blvd Suite D, Las Cruces, NM 88011
5754493125
Cornerstone Home Lending | Las Cruces
1065 D S Main St g, Las Cruces, NM 88005
5755274400
PrimeLending, A PlainsCapital Company - Las Cruces
3780 Foothills Rd Ste. C, Las Cruces, NM 88011
5752591080
New American Funding - Las Cruces, NM
3050 Roadrunner Pkwy #3, Las Cruces, NM 88011
5752150021
Guild Mortgage - Patricia Lewis
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494490
Tyler Black | Price Mortgage
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Guild Mortgage - Shelly Jett McEntire
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494483
AmCap Home Loans - Nancy Ellis & Norbert Gabaldon
Pueblo Plaza, 1100 S Main St #204, Las Cruces, NM 88005
5756448203
Guild Mortgage - Susie Nelson
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
Guild Mortgage - Teresa Martinez
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5753021931
Guild Mortgage - Priscilla Lara
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5756405283
Guild Mortgage - Rafa Figueroa
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
Guild Mortgage - Jenn Baca
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Guild Mortgage - David Montoya
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752232110
Chris Bowman - Mortgage Loan Officer
6161 Petty Ln, Las Cruces, NM 88012
5758053805
Guild Mortgage - Richard Montoya Jr
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5754591701
Precision Mortgage Group a Division of The Home Lending Group
2480-C, 2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Jorge Sanchez - NOVA Home Loans
665 E University Ave Building 2 Suite A, Las Cruces, NM 88005
5753735431
Guild Mortgage Company
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5754591700
What Does a FHA Loan Specialist in Las Cruces Cost?
Typical costs for an FHA loan specialist in New Mexico include an origination fee of 0.5 to 1.0 percent of the loan amount plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Las Cruces New Mexico?
For 2025 the FHA loan limit for a single-family home in Dona Ana County is $498,257. This amount may change each year based on the Federal Housing Administration guidelines. A specialist can confirm the current limit for your specific situation.
Do I need a New Mexico license to work with an FHA loan specialist?
Yes all mortgage loan originators in New Mexico must hold a valid license from the New Mexico Regulation and Licensing Department. You can verify a specialists license through the NMLS Consumer Access website before starting the loan process.
What credit score is required for an FHA loan in New Mexico?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but will need a 10 percent down payment. Each lender may set slightly higher requirements.