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Compare fha loan specialists in Aztec. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Aztec, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 4 fha loan specialists in Aztec, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Key Mortgage Group, Inc
109 W Chaco St, Aztec, NM 87410
5053342510
High Desert Community Credit Union
321 S Main Ave, Aztec, NM 87410
5053343074
Accredited Mortgage LLC , NMLS# 2079651
10 Rd 2101, Aztec, NM 87410
5054021442
Mega Loans
505 NE Aztec Blvd, Aztec, NM 87410
5053341001
An FHA loan specialist in Aztec, New Mexico can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in New Mexico because they allow lower down payments and have flexible credit requirements. Local specialists understand the housing market in San Juan County and can help you navigate New Mexico specific property laws.
What Does a FHA Loan Specialist in Aztec Cost?
Typical costs for an FHA loan specialist in New Mexico include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. The specialist may charge origination fees of 1 to 2 percent of the loan amount. Closing costs in New Mexico usually range from 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Aztec do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your finances, explain FHA requirements, and guide you through the loan process from pre approval to closing.
What are the FHA loan limits for Aztec New Mexico?
For 2024, the FHA loan limit for a single family home in San Juan County is $498,257. This amount can change each year based on the local median home price.
Do I need a down payment for an FHA loan in New Mexico?
Yes, but the minimum down payment is only 3.5 percent of the purchase price if you have a credit score of 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.