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Compare fha loan specialists in Lovington. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Lovington, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 6 fha loan specialists in Lovington, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Estacado Federal Credit Union
220 N Love St, Lovington, NM 88260
5753931596
Western Commerce Bank
18 W Adams Ave, Lovington, NM 88260
5753962831
Lea County State Bank - Lovington Branch
320 Main St, Lovington, NM 88260
5753962825
World Acceptance
930 W Ave D, Lovington, NM 88260
5753960289
Your Credit
1412 Main St, Lovington, NM 88260
5753962131
AAA Title Loan Inc
2320 Main St, Lovington, NM 88260
5753961555
An FHA loan specialist in Lovington New Mexico can help you navigate the Federal Housing Administration loan process. New Mexico law requires all mortgage loan originators to be licensed through the New Mexico Regulation and Licensing Department. Local specialists understand the housing market in Lea County and can assist with FHA requirements for rural and small town properties.
What Does a FHA Loan Specialist in Lovington Cost?
Typical costs for an FHA loan specialist in New Mexico include an origination fee of 1% to 1.5% of the loan amount. Additional costs may include appraisal fees around $400 to $700 and credit report fees of $30 to $50. The FHA upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lovington do?
An FHA loan specialist helps borrowers apply for FHA insured loans. They guide you through credit requirements, down payment options, and property eligibility. In Lovington they also know local appraisal rules for Lea County.
What are the FHA loan limits for Lovington New Mexico?
For 2025 the FHA loan limit for Lea County is typically around $498,257 for a single family home. Limits may vary based on property type and location. A local specialist can confirm the exact amount.
How do I choose an FHA loan specialist in Lovington?
Look for a specialist licensed in New Mexico with experience in FHA loans. Check their record with the New Mexico Regulation and Licensing Department. Ask about their familiarity with Lovington area properties and local closing procedures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.