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Browse fha loan specialists serving Alamogordo, New Mexico. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Alamogordo, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 16 fha loan specialists in Alamogordo, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Casa Chevrolet GMC
2600 N White Sands Blvd, Alamogordo, NM 88310
5754377530
Loanmax Title Loans
120 S White Sands Blvd, Alamogordo, NM 88310
5754342138
World Finance
1200 N White Sands Blvd # 105, Alamogordo, NM 88310
5754348138
Coldwell Banker - Sudderth Nelson Inc
800 N Scenic Dr, Alamogordo, NM 88310
5754371137
Assist-2-Sell Buyers and Sellers Preferred Realty
818 N White Sands Blvd, Alamogordo, NM 88310
5754340277
Reliance Real Estate Group of Alamogordo, LLC - Paula Osborne, QB
1015 Cuba Ave, Alamogordo, NM 88310
5754153277
RE/MAX of Alamogordo
3410 N White Sands Blvd, Alamogordo, NM 88310
5754370914
Dani Alpers - Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5753391134
First National Bank
414 E 10th St, Alamogordo, NM 88310
5754374880
WaFd Bank
300 E 1st St, Alamogordo, NM 88310
5754390011
Monica Creason - Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5752055030
Loco Credit Union
808 Washington Ave, Alamogordo, NM 88310
5754373110
Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5752052615
American Dream Mortgage
920 E 10th St, Alamogordo, NM 88310
5754438050
Sun Loan Company
607 S White Sands Blvd Ste A, Alamogordo, NM 88310
5754348354
Legacy Financial Partners
1400 E 9th St a, Alamogordo, NM 88310
5754881400
An FHA loan specialist in Alamogordo New Mexico helps home buyers and homeowners secure mortgages insured by the Federal Housing Administration. New Mexico law requires all mortgage loan originators to be licensed through the New Mexico Regulation and Licensing Department. Local specialists understand unique challenges like high property insurance costs in Otero County and can guide you through the FHA 203k renovation loan process.
What Does a FHA Loan Specialist in Alamogordo Cost?
Typical costs for an FHA loan specialist in New Mexico include an origination fee of 1% to 1.5% of the loan amount. Closing costs usually range from 3% to 5% of the purchase price. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance premiums vary from 0.45% to 1.05%. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Alamogordo?
An FHA loan specialist helps you apply for an FHA-backed mortgage. They review your credit score, debt-to-income ratio, and employment history. They also explain New Mexico specific requirements like the state's high cost area loan limits.
What are the FHA loan limits for Alamogordo New Mexico?
For 2025, the FHA loan limit for a single family home in Otero County is $498,257. This limit applies to most standard FHA loans. Higher limits may apply for duplexes or larger properties.
Do I need a special license to be an FHA loan specialist in New Mexico?
Yes. All mortgage loan originators in New Mexico must hold a valid license from the New Mexico Regulation and Licensing Department. They must also pass a criminal background check and complete continuing education each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.